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UK take-home pay calculator 2026/27

England, Wales & Northern Ireland, 2026/27, tax code 1257L. Pension treated as salary sacrifice. Student loan not included.

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FAQ

What are the UK income tax bands for 2026/27?

Personal Allowance £12,570 (0%), basic rate 20% on the next £37,700, higher rate 40% up to £125,140, additional rate 45% above. The allowance is reduced by £1 for every £2 over £100,000.

What is employee National Insurance in 2026/27?

8% on earnings between £12,570 and £50,270 a year, and 2% above £50,270.