£18,000 after tax in the UK (2026/27)
Take-home pay on £18,000
£16,480 / year
£1,373.30 per month · £316.92 per week · effective deduction rate 8.4%
| Year | Month | Week | |
|---|---|---|---|
| Gross salary | £18,000.00 | £1,500.00 | £346.15 |
| Income tax | £1,086.00 | £90.50 | £20.88 |
| National Insurance | £434.40 | £36.20 | £8.35 |
| Take-home pay | £16,479.60 | £1,373.30 | £316.92 |
How £18,000 is taxed
Your top band is basic rate (20%). The first £12,570 is your tax-free Personal Allowance; the next £37,700 is taxed at 20%, income up to £125,140 at 40% and anything above at 45%. Employee National Insurance (Class 1) is 8% on earnings between £12,570 and £50,270 and 2% above that.
FAQ
What is £18,000 after tax in the UK?
On a £18,000 salary you take home about £16,480 a year (£1,373 a month) in 2026/27, after £1,086 income tax and £434 National Insurance, assuming tax code 1257L and no pension.
How much is £18,000 a month after tax?
About £1,373.30 per month, or £316.92 per week.
Does this apply in Scotland?
No. Scotland has different income tax bands; these figures are for England, Wales and Northern Ireland. National Insurance is the same UK-wide.